Aflac on the issues

Helping bridge the Medical Debt Gap

An illness or injury shouldn’t leave anyone in debt. Aflac’s supplemental insurance is a financial tool that can help take care of the out-of-pocket expenses major medical insurance doesn’t cover. Watch this video to learn more about supplemental insurance and how it can help alleviate the burden of rising health care costs for American families.

Aflac WorkForces Report

The Aflac WorkForces Report is an annual research study examining of employer and employee trends and attitudes regarding workplace benefits. The 2023-2024 WorkForces Report reveals that American workers overwhelmingly view supplemental insurance as a solution to rising health care costs and an essential component of a complete benefits package.

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50% of all workers can’t cover more than $1,000 in out-of-pocket costs for an unexpected illness or injury.

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More than half of Americans who have delayed seeking medical care have done so because they couldn’t afford to pay for it.

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9 in 10 Americans believe there is a growing need for supplemental benefits.

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82% of U.S. workers agree that supplemental benefits are a crucial component of a complete benefits package.

Dive deeper into the findings of the 2023-2024 WorkForces Report.

Our Policyholder Voices

Aflac’s mission is to help Americans and their families through life’s difficult moments. Discover how supplemental insurance has helped Americans afford medical treatment when they needed it most.

Ashley hugging her son

“Having Aflac’s support financially has been a huge weight lifted for us. Without their help, I wouldn’t have been able to drop everything and be with him.” -Ashley

Johnnie Aflac policyholder

“When you go through a medical event, you’ll always have expenses you don’t expect. But when you have a partner like Aflac, you’ll be okay on the other side.” -Johnnie

Making a Difference

Aflac gives back and cares for our employees, policyholders, and the communities we live and work in.

My special Aflac duck

My Special Aflac Duck

The My Special Aflac Duck provides comfort to children facing cancer and blood disorders by helping them manage the emotional aspects of their treatments. Aflac has distributed 29,000 ducks since 1995, and we are continuing our commitment with $183 million and counting donated to research, treatment and awareness.

Learn more

Virgil cutting a ribbon at a ceremony

Aflac CareGrants

Aflac CareGrants are helping to close the gap created by uncovered medical expenses and addressing the urgent needs of those living in under-resourced communities across the U.S. Since the program’s inception in 2022, Aflac has given more than $2 million in community and individual CareGrants.

Learn more

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Supporting the Sickle Cell Community

Aflac is committed to bettering the lives of those facing sickle cell disease. The Aflac Cancer and Blood Disorders Center is the most prolific provider of sickle cell disease care in the United States, caring for over 2,000 pediatric patients each year and regularly performing the only cure for sickle cell disease: blood and marrow transplants.

Learn more

Federal Advisories

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Aflac is committed to bipartisan solutions

We serve policyholders in markets across America. We understand the issues that Americans face and we know how supplemental insurance can help address financial insecurity. See how we engage on a range of issues—from health care reform to tax law changes—through our federal advisories.

Aflac is committed to bipartisan solutions

We serve policyholders in markets across America. We understand the issues that Americans face and we know how supplemental insurance can help address financial insecurity. See how we engage on a range of issues—from health care reform to tax law changes—through our federal advisories.

This material is intended to provide general information about evolving topics and does not constitute legal, tax or accounting advice regarding any specific situation. Aflac cannot anticipate all facts that a particular employer or individual will have to consider in their benefits decision-making process. Employers, employees and other individuals should contact their own advisors about their situations. For additional information about health care law and regulations, visit healthcare.gov.

Aflac includes American Family Life Assurance Company of Columbus and/or American Family Life Assurance Company of New York.

© 2024 AFLAC INCORPORATED

Except in New York, individual insurance and group dental and vision insurance is offered by American Family Life Assurance Company of Columbus. In NY both group and individual coverage is offered by American Family Life Assurance Company of New York. Group policies are offered by Continental American Insurance Company (CAIC). CAIC is not licensed to solicit business in New York, Guam, Puerto Rico or the Virgin Islands. In CA, CAIC does business as Continental American Life Insurance Company (CAIC NAIC 71730)

Dental and Vision plans are administered by Aflac Benefit Solutions, Inc.

Aflac Worldwide Headquarters | Columbus, GA

Aflac Group | Columbia, SC

American Family Life Assurance Company of New York | Albany, NY

Aflac’s Premium Life, Absence and Disability Services are available in all states, except Puerto Rico, Guam or the Virgin Islands, and are offered by Continental American Insurance Company (CAIC). Self-funded plans and absence services are administered by CAIC in all states but NY. In NY, self-funded plans and absence services are administered by and insurance is offered by American Family Life Assurance Company of NY. Administrative services are not insurance and are not considered legal advice. Products may not be available in all states and may vary depending on state law.

Direct to Consumer Business is underwritten by Tier One Insurance Company, doing business as Tier One Life Insurance Company in California (Tier One NAIC 92908)